Fred Ngan
Co-CEO – CEO OfficeFred is the Co-Founder & Co-CEO of Bowtie Life Insurance Company, a mission-driven life and health insurer in Hong Kong.
Fred believes insurance is fundamentally a force for good and that healthcare protection should be accessible for everyone. With a mission to close the health protection gap in Hong Kong, he co-founded Bowtie, Hong Kong’s first virtual life insurer, to challenge the traditional insurance model and provide simple and affordable insurance to everyone through modern technology.
Fred is a serial entrepreneur with a passion for innovation and disruption. Before launching Bowtie, he also co-founded Coherent Capital Advisors and Seasonalife. He previously practiced in Chicago, London, Toronto, and Hong Kong as a consulting actuary for over 10 years at reputable global advisory firms.
Fred is a Council Member and Chairman of Insurtech at Institute of Financial Technologists of Asia (IFTA). He is a Fellow of the Society of Actuaries (FSA), Honorary Fellow of the Financial Technologists (FFT), a Member of Insurance Authority’s Future Task Force and a Member of Market Development Committee of the Financial Services Development Council (FSDC).